Coverage That Works for the Way You Drive
Struggling to Make Sense of Auto Insurance Fine Print?
Navigating auto insurance — whether for yourself, your family, or your business — can feel like a confusing maze. From legal requirements and coverage limits to endless fine print and industry jargon, many people don’t know where to start or who to trust. If you’ve ever felt unsure about what you’re really paying for or what happens when you file a claim, you’re not alone.
That confusion leads to hesitation — and hesitation can mean gaps in coverage, higher premiums, or missed savings. Whether you’re looking to meet state minimums, protect a new vehicle, or insure a fleet for your growing business, not understanding your options can leave you overpaying or underprotected.
That’s exactly why BHPH Services exists — to make auto insurance clearer, more affordable, and more human. We take out the guesswork by offering straightforward plans, honest guidance, and real support from licensed agents who are here for you, not commissions.
Our tools, insights, and service model are built for real people with real concerns — whether you’re behind the wheel of a compact car or managing a delivery team of five vans. No upselling. No vague answers. Just personalized coverage that makes sense, clear next steps, and service you can actually reach.
With simple online quoting, bundled savings, and a commitment to transparency, BHPH Services gives you the confidence to move forward — protected, prepared, and fully informed.
Our Auto Insurance Packages
Coverage That Fits—Plans Built for Real Life
Whether you’re driving solo or managing a growing fleet, BHPH Services offers flexible, affordable insurance packages designed to match your needs and your budget. From essential liability to full commercial protection, we make it easy to stay covered and confident behind the wheel.
1. Basic Coverage – $45/month
Perfect for minimum liability needs.
State Minimum Liability Coverage
Bodily Injury & Property Damage
24/7 Claims Support
2. Standard Protection – $75/month
Most popular for daily drivers.
Liability + Collision & Comprehensive
Uninsured/Underinsured Motorist
Roadside Assistance
3. Premium Coverage – $110/month
Maximum protection and perks.
Full Coverage + Rental Car Reimbursement
Glass/Windshield Protection
Accident Forgiveness
Gap Insurance
1. Small Business Plan – $95/month per vehicle
Ideal for contractors, gig workers, and mobile businesses.
Commercial Liability
Equipment & Tool Coverage
Hired & Non-Owned Auto Coverage
2. Fleet Plus – Custom Pricing
Designed for businesses with 3+ vehicles.
Fleet Management Tools
Custom Deductibles
Driver Background Checks
On-Site Policy Review & Annual Audit
3. Rideshare Pro – $68/month
For Uber, Lyft, DoorDash, and delivery drivers.
Personal + Rideshare Hybrid Coverage
Passenger Liability
Gap Time Coverage (app on/off)
✅ Discounts available for safe driving, bundling, and electronic payments.
Get a Fast, Free Quote — No Pressure, No Hassle.
Have questions or need a quote? Fill out the form — we’re here to help.
Real People. Real Coverage. Real Results.
At BHPH Services, we don’t just talk about trust — we earn it, every day. From first-time drivers to business owners managing entire fleets, our clients count on us for affordable protection, responsive service, and honest guidance. But don’t just take our word for it — hear what our customers have to say.
Across the country, individuals and companies are switching to BHPH Services because we simplify the insurance experience and actually show up when it matters. Whether it’s helping you through a claim, adjusting a plan to meet your budget, or walking you through policy options with patience and clarity — our team is here for you.
Because at the end of the day, our success is measured by your peace of mind.
- Laura R.
"Affordable, fast, and honest. I got the Basic plan for my car and it was exactly what I needed — no upselling, no pressure. The process took less than 20 minutes!"
- Victor T.
"They helped me insure my delivery van with zero hassle. I’m a small business owner, and I really appreciated how they explained every part of the policy."
- Kim M.
"After being dropped by a big-name insurer, BHPH gave me options I didn’t know I had. And I’m actually saving money now!"
- Jesse D.
"Highly recommend for rideshare drivers. The Rideshare Pro plan covers everything I need for both Uber and DoorDash — all at a better rate than my last provider."
- Natalie S.
"Fleet insurance made simple. We’ve got 6 vehicles and I never thought it could be this streamlined. Our agent even helped us adjust deductibles to save on monthly premiums."
- James K.
"The customer service is actually human. I called at 8 PM and still spoke to a real agent who helped file my claim right away. That alone makes it worth it."